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FOR + LOAN =aap loan lene gaye aur vaha se hope less ho kar vapas aaye..

F OR L OR N: Fall OR Lose OR Nothing -basically hopeless

FOR+LORN (sounds like MOURN) - You are sad and wretched when you mourn for someone dear to you has died

I am lonely and depressed For Lord has forsaken me

FORLON :: Sounds like FOR LONG. FOR a really LONG(lorn) time, he's been LONELY and WRETCHED.

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for learn he is hopeless

FORever aLONe